Firm Licensing · Year 1 · Capped & Published

DOS for Your Firm.

The #2 expense, run on rails.

Your clients spend more on group health than anything except payroll. Dynasty Operating System is the operating layer that runs that expense across your entire book — transparent, capped, and built so the math works before you sign.

See the Tiers → Download Deck (PDF)

The #2 expense on every client's P&L. Your firm can either watch it — or run it.

02 · The Pattern

Five things break. Five things build confidence.

Every plan we open shows the same shape. That shape is the product.

5 Broken
What we always find
  • 01Renewal math no one re-derives
  • 02Stop-loss & ASL exposure unread
  • 03Pharmacy spread hidden in the rate
  • 04Plan design built for the carrier, not the owner
  • 05Compliance gaps the broker won't mention
5 Confidence
What we always restore
  • 01Owner-readable scoreboard
  • 02Captured savings, in dollars
  • 03Clean compliance posture
  • 04Plan design tied to the owner's goals
  • 05Quarterly EBITDA accountability
03 · The Decision Intelligence Map

Three documents in. The whole picture out.

Input 01

Renewal

Carrier renewal letter. Current premium and rates.

Input 02

Billing

Most recent monthly medical plan billing statement.

Input 03

Census

Employee census — ages, dependents, location.

→ → →
Output // The Scoreboard

Every cost, every leak, every recoverable dollar — in one view.

Owner reads it in five minutes. Firm reads it across the entire book. Same scoreboard, every quarter, every client.

04 · Built For Your Vertical

One operating system. Four advisor profiles.

DOS slots into the work you already do — without rebuilding your firm.

For Community Banks

You hold the deposit. You see the cash flow. You finance the growth. You don't have to leave the #2 expense to brokers — DOS lets the bank become the trusted operator on group health, without writing a single policy. Every client conversation gets sharper, every commercial relationship gets stickier, and the bank becomes the one place the owner can run the whole P&L.

05 · Two Branding Tiers

How DOS shows up in front of your clients.

White-Label · Recommended

Your brand. Our engine.

  • Your firm dominant on every owner-facing screen
  • Dynasty mark removed from owner experience
  • Custom subdomain · yourfirm.advisory.host
  • Co-branded scoreboard PDFs and quarterly reviews
  • Supports your retention story, not ours
Powered-By · Entry Tier

Your brand. Powered by Dynasty.

  • Your firm primary; small "Powered by Dynasty" mark
  • Faster activation — no subdomain handoff
  • Same scoreboard, compliance, EBITDA model
  • For firms validating DOS on a small block first
  • Upgrade to white-label any time during the term
06 · Year-1 Licensing

Transparent. Capped. Published.

Pricing scales with how many clients your firm actually runs through DOS. No "unlimited uploads." No hidden escalators. The ceiling is visible before you start.

Tier
Clients Through DOS
Time Window
Year-1 License
Positioning
T-1
Up to 10 clients
≤ 12 months
$25,000
"Prove it with 10." See the 5 broken / 5 confidence pattern and validate DOS on a small block.
T-2
11 – 25 clients
12 – 24 months
$40,000
"Make DOS a real edge." DOS becomes a true portfolio tool, not an experiment.
T-3
26 – 50 clients
12 – 36 months
$50,000
"Make DOS the operating system of your firm." The license pays for itself many times over.
T-4
51+ clients
Custom
Custom
"For larger books." We design a corridor that protects DOS and matches your scale.
Year 2+ Baseline

Once a firm has seen the Scoreboard and quarterly EBITDA impact across its book, $50,000/year is the natural baseline license for serious firms using DOS across their right-fit portfolio.

At 8% annual trend, a $500K group health plan becomes $735K in five years — without a single change.

07 · The Math Every Owner Will Ask About

$500K becomes $735K in five years.

Compounded at 8% annual trend — without a single change.

$500K
Year 0
$540K
Year 1
$583K
Year 2
$630K
Year 3
$680K
Year 4
$735K
Year 5
+$235K · +47% · Zero intervention
08 · How It Works

Your firm. Your clients. One operating system.

01
License DOS

Pick the tier that matches your book. The fee is locked — no surprises, no escalators. Your firm gets DOS as a tool, not a vendor relationship.

02
Run Clients Through

Each client takes their DIM. Three documents in. Scoreboard lights up. You see exactly what the #2 expense is costing — and where the waste lives.

03
See the Pattern

The 5 broken / 5 confidence pattern emerges across your book. Waste identified, reported, and recovered — with the owner always in the chair.

Next Step

Take your firm's DIM.

If you're advising on the #2 expense, you should know what your own DIM looks like.

Action · This Week
Schedule the firm DIM session.

We bring the engine. You bring three documents from one client. Forty-five minutes. You leave with the scoreboard.

Direct Line

Don Canada

Founder, Dynasty
don.canada@siliconbenefits.com
Fort Worth, TX · Est. 1993